Kaspi.kz Integration and Open Finance (OpenBanking / OpenData)

Providing compliant, runnable account, payment and transaction interfaces — protocol analysis, SDKs, and delivery documentation.

Starting at $300 · Compliance delivery
OpenData · OpenFinance · Protocol Analysis · Kaspi QR

Securely connect Kaspi’s wallet, payments, and transactions to your system

We deliver end-to-end solutions through reverse engineering of protocols and open data bridging, providing runnable APIs (REST/ WebSocket) and SDK samples for merchants, finance tools and cross-border platforms, with compliance and privacy safeguards.

Account & Transaction Sync — structured API for account balances, multi-account aggregation, transactions, with time windows, type filters and export options (JSON/CSV/Excel).
Kaspi QR & Offline Payments — Kaspi QR payment reception, scan callbacks and cashier confirmations, with split billing and refunds workflows.
Merchant Settlement & Reconciliation — merchant settlement interfaces, fee rules and automated reconciliation.
Get a Quote View Deliverables

Our Deliverables (Examples)

Technical Deliverables

  • OpenAPI / Swagger specifications and sample requests
  • Protocol & authorization flow analysis report (sessions, signatures, rate limits)
  • Runnable back-end code (Node.js / Python) with Docker deployment sample
  • Unit/ integration tests and test data
  • Compliance guidance (privacy, data retention, KYC)

Sample API: Retrieve Account Transactions (Pseudo-code)

# POST to get transaction statements
POST /api/v1/kaspi/statement
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>

{
  'account_id': 'kaspi:41012345678',
  'from_date': '2025-09-01',
  'to_date': '2025-09-30',
  'types': ['PAYMENT','REFUND'],
  'page': 1,
  'page_size': 200
}

Response 200 OK {
  'status': 'OK',
  'cursor': 'eyJvZmZzZXQiOjIwMH0=',
  'transactions': [
    {
      'transaction_id':'KSP-20250910-XYZ',
      'timestamp':'2025-09-10T12:03:45Z',
      'amount':-1250.00,
      'currency':'KZT',
      'counterparty':'Shop ABC',
      'method':'KASPI_QR',
      'status':'SUCCESS'
    }
  ]
}

Key Integration Scenarios

Merchant checkout callbacks, transaction inquiry, refunds, cash-out, reconciliation automation and support for multi-channel payments in compliance with user consent.

Core Benefits

  • End-to-end delivery: protocol analysis to SDK, including code, docs and tests
  • Supports mobile authorization (PKCE), server delegation, and JWT / HMAC signing
  • Compliance-first: privacy minimization, audit logs, consent management
  • Deployable on private/public cloud or customer environment (containerized)

Fast-Start Integration

2–5 days for protocol analysis, 5–12 days for initial API implementation (depends on complexity). Optional pay-on-delivery model.

About Our Studio

We are a studio focused on mobile app protocol analysis and compliant API integration, with experts from payments, banking and cloud-native engineering. We deliver open data integrations, OpenAPI docs, SDKs, and automated tests.

  • Protocols for Android / iOS; OAuth / Token / Signatures
  • OpenAPI, SDK samples and deployment guides
  • Privacy, data protection and KYC guidance
  • Transparent pricing: from $300, with samples delivered first

Contact Us

To discuss your Kaspi integration, request a quote, or submit your app name and requirements, visit our contact page:

Visit Contact / Submit Request

📱 Kaspi.kz Official App Features (Fold)

Kaspi.kz is a super-app combining lifestyle and financial services, covering shopping, Kaspi Travel, payments, transfers, Kaspi Gold card, loans and deposits among other features. The app offers fast onboarding and seamless account management.

  • Account & Card: view transactions, balances, spending categories and bill reminders
  • Payments: Kaspi QR, instant transfers, and card-based payments
  • Wallet & Cards: Kaspi Gold management, limits, freeze, installments
  • Transfers & Withdrawals: instant transfers by phone or card, Kaspi QR and ATM withdrawals in limited scenarios
  • Offers & Services: public services, travel/bookings, maps, merchant network